Five keys, five ideas, one very fixable town
Future Ready is an original digital pop-up storybook that teaches the five money concepts most people meet too late. Every world is written to be finished in a few minutes and remembered for years.
Learning objectives
1. Compound Growth
Seed Key Insight.
Future value = Present value × (1 + r)^n
2. Present Value
Time Key Insight.
PV = FV ÷ (1 + r)^n
3. Geometric Mean
Balance Key Insight.
Geometric mean = (∏ (1 + rᵢ))^(1/n) − 1
4. Rule of 72
72 divided by the rate, and you're done.
Years to double ≈ 72 ÷ rate (%)
5. Real Return
Real return is what's left after inflation.
Real return = (1 + nominal) ÷ (1 + inflation) − 1
Using it with a class or family
- Each world takes roughly 4–6 minutes; the whole book fits in one lesson.
- Worlds can be played in any order, so groups can split up and teach each other.
- The Playbook doubles as a revision sheet — one formula and one action per card.
- The Future Engine finale works as a quick five-question comprehension check.
- No accounts, no data collection: progress lives in the browser's local storage.
Accessibility
- Keyboard navigable with clearly visible focus rings throughout.
- Motion respects the system reduced-motion setting, plus an in-app motion toggle.
- Sound is off by default and only ever plays short, optional chimes.
- Correct and incorrect states use icons and text, never colour alone.
More from Future Ready
For learning and exploration only. Examples are simplified and are not financial advice or guarantees.